Full-Service Accounting
Accounting Services
From personal tax returns to complex audit engagements, we provide the complete range of accounting and assurance services your business needs, all to offer you peace of mind.
How We Work
The same process for every client. No hidden steps, no surprises.
Request a Consultation
Tell us about your business and what you need. We ask the right questions, listen carefully, and explain exactly what we can do for you.
We Agree on Fees
Before we start any work, we quote a fixed fee or range. No hourly billing surprises. You know exactly what you are paying.
We Get to Work
We handle the preparation, filing, and CRA communication. You receive updates along the way and a final review before anything is filed.
Ongoing Partnership
Tax and accounting is not a once-a-year event. We are available year-round for questions, planning, and proactive advice.
Tax Services
Tax Preparation and Planning
Full-service tax preparation, planning, and CRA representation for individuals and businesses anywhere in Canada.
Personal Tax
Accurate T1 filing with every deduction you are entitled to.
Learn more →Corporate Tax
T2 filing, planning, and strategy for Canadian corporations.
Learn more →Tax Advisory
Proactive planning that keeps more money in your business.
Learn more →Bookkeeping
Accurate, up-to-date books so you always know where you stand.
Learn more →GST/HST and Payroll
Stay compliant and claim every credit you are entitled to.
Learn more →Trust and Estate
Protect what you have built and plan how it transfers.
Learn more →CRA Representation
You should never have to face the CRA alone.
Learn more →CFO Services
The financial oversight of a CFO, without a full-time hire.
Most owner-managed businesses do not need a full-time CFO, but they do need what one provides: a clear read on cash flow, margins, and where the business is heading. We act as your part-time CFO, turning your numbers into decisions with regular reporting, forecasting, and a plan you can act on.
- Month-end close, reconciliations, and a financial review you can rely on
- Cash flow analysis and forecasting, so you can plan around what is coming
- Budgeting and rolling forecasts that compare your plan to actual results
- Management reporting on profitability, gross margin, and expenses
- Project and job-costing reports where you need them
- Aged receivables and payables reporting to manage working capital
Assurance Services
Assurance and Financial Reporting
Independent assurance on your financial statements, from compilation (Notice to Reader) to full audit engagements.
Audit Engagements
An audit provides the strongest independent opinion on whether your financial statements are presented fairly and in accordance with the applicable accounting standards.
Learn more →Review Engagements
A review engagement provides a moderate level of assurance that there are no material modifications required to your financial statements.
Learn more →Financial Reporting
Not every business needs an audit or review.
Learn more →NPO Accounting
Non-profits and charities operate in a distinct financial environment: restricted funds, specific disclosure requirements, registered charity obligations, and stakeholders who expect transparency.
Learn more →Why Versatile CPA
More than just filing your return
We are passionate about minimizing your tax burden and helping you keep more of what you earn. That means proactive advice, not just annual compliance. Every client matters to us and will always receive our best efforts.
Fees Agreed in Advance
No surprise invoices. You know the cost before we start.
Responsive and Reachable
Friendly experts who call you back within a responsive time.
CPA Designated
Karim Bharwani, CPA with 10+ years of experience.
Not Sure What You Need?
Request a consultation and we will review your situation and recommend the right services for your business.